Bermeo Giraldo, M. C., Benjumea-Arias, M. L., Valencia-Arias, A. and Montoya-Restrepo, I. A. (2021) “Factors Determining the Use and Acceptance of Mobile Banking in Colombia”, Journal of Telecommunications and the Digital Economy, 9(4), pp. 44–74. doi: 10.18080/jtde.v9n4.391.